Which Insurance Companies Claim WSRs will NOT increase rates

[AllRightsReserved]

My apologies if this has been asked before. I'm kinda new to these forums but not to WSR. Here are the insurance companies that I KNOW will tell their insured that WSR will NOT increase their premiums.

* Geico
* Progressive
*Liberty Mutual

if you KNOW without reservation that other insurance companies (through their third party processors) claim that WSRs (within reason) will not adversely affect the insured's rate (increase them) please advise below. Thanks in advance. ARRAG .....

[Windshield911]

I think most of them dont increase rate. A lot depends on how many claims the insured has made already I assume

[GlassStarz]

The insurance companies will tell you they dont but lets be real they dont need much reason to raise you

[screenman]

Do not get no claims bonus mixed up with premium increase, they are two different animals.

[sunshine wr]

Never try to inform clients about their insurance rates to make a sale.

[Windshield911]

Never try to inform clients about their insurance rates to make a sale.

Very good advise

[screenman]

Why is that, I will happily explain that by not claiming they could possible be saving money and hassle in future years. The insurers load it because they have figured that once somebody makes a claim they are likely to make another, well at least the number crunchers have.

I would hasten to add I have not billed an insurance company for about 7 years and have no desire to do so, also the retail market is not one I am very interested in.

[sunshine wr]

Dang I'm wrong again

[bill lambeth]

Screen You are in a very different market than me and Sunshine . I will say that I am learning screw the insurance and take the cash but I do give them that option. I think you are obligated to inform them of their options of what they can do .With the economy as bad as it is here sometimes it makes for a easy sale. I hate this business more everyday thanks to Belron!

[screenman]

Well stop trying to compete with Belron, I live in the least densely populated county in the UK any city of a decent size is 60 miles away, but believe me even here there are quality fleet and trade customers that give me jobs 52 weeks of the year.

For sure fleet is a slightly harder sell than giving away free repair to retail, but the difference is fleet is cheaper to service by a long way. No I do not work cheap, but I do give both quality work and reliable service.

I would also add our markets are very much the same, it is just we have always had Belron where as they are new to you.