Insurance

txfirefighter · Post by **txfirefighter** » December 17th, 2003, 1:08 pm

what is a good price for insurance? Give examples of what you pay!Lowest one wins!
Do you need to have to have even if you plan on using ACT?
Is a tent set up a good way to get started?
New guy with alot of questions...Thanks

Nelson · Post by **Nelson** » December 17th, 2003, 2:06 pm

My insurance is through Farm Bureau and is $178.00 per year. This is an excellent price. I am in Oklahoma. I am sure it will be about the same in Texas.

Nelson

Post by **Delta Kits** » December 17th, 2003, 2:12 pm

TXFirefighter,

One recommendation would be RLI...

Here is a thread that business insurance was discussed: viewtopic.php?t=383&highlight=rli

GRT · Post by **GRT** » December 17th, 2003, 3:20 pm

Keith I've got the above insurance that Jeff noted. I bought it through my Allstate agent who was the only company I found that writes for RLI in Texas. You have to mention the Northeast companies, because they rarely write this type of coverage. I think my premium is $225.00 per year. Hope this helps.

cure4glass · Post by **cure4glass** » February 20th, 2004, 8:10 pm

I changed insurance carriers today.I doubled the amount from $250 K to $500 K for half the premium through RLI at $250 per year.I also cut my advertising premium by half today(competition is a good thing!)-I'm looking at other expenses to cut and my Wife is getting Nervous..

Pat · Post by **Pat** » February 20th, 2004, 9:02 pm

I have RLI It 250.00

txfirefighter · Post by **txfirefighter** » February 20th, 2004, 11:46 pm

I was able to get it for $216 Thanks

optic-kleer · Post by **optic-kleer** » February 21st, 2004, 12:53 am

A tent is a great way to get started, if only to give you experience in dealing face to face with people. Make sure it looks good and as importantly make sure you put it in the right place. You need to try and get into a mall where there are plenty of vehicles.

Although Tents are great, if done right, dont underestimate cold calling. Get your sales pitch (what you say) fine tuned and it can be fantatic. And you arent paying to pitch a tent.

Read Coitser's post on selling. He is really good, Maybe not quite as good as me

but good enough to be considered brilliant. We should make this WSR selling an olympic sport!. Seriously though, the guys a genius, but I would imagine if my experience is anything to go by. The key word is "confidence". I can honestly say that when I cold call a customer, I 100% expect to get the work and am surprised if rejected. If rejected, I am very polite, because quite often I will do the neighbours screen and the customer will then come out and have theirs done.

Members of this forum are probably bored about me droning on about "IMAGE". This is also very important. Very, Very, Very important. Look Good, be confident (it will come) and always do the best repair that you can, and put a guarantee on it too. And you should succeed. Have you decided your company name yet?. If not, get a good one, good logo, look corporate, stand out from your competitors.

And lastly do what I do. Consider this forum your bible, and its members your advisors. How ever long you do in the business, you are always learning. Good luck, good health and Good repairing.

Regards
Eric Howe
Optic-Kleer
England

GRT · Post by **GRT** » February 21st, 2004, 7:59 pm

Eric,

You are one cool cousin. Glad we have you.

Coitster · Post by **Coitster** » February 21st, 2004, 8:20 pm

Yea,
I think Eric is a real asset to the community.
David
Coitster

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